/* SFI NEXT 2026 — editorial system, additive to existing visual identity */
.sn-body{background:#f7f8fa;color:#152d43}.sn-body .sn-hero,.sn-body .sn-section{font-family:'IBM Plex Sans',Arial,sans-serif}
.sn-hero{background:#071c30;color:#fff;position:relative;overflow:hidden;padding:90px 0 80px;background-image:radial-gradient(ellipse at 100% 0%,#264761 0%,transparent 50%)}
.sn-hero:after{content:'';position:absolute;pointer-events:none;inset:0;opacity:.11;background:linear-gradient(90deg,transparent 95%,#aac4d5 96%),linear-gradient(transparent 95%,#aac4d5 96%);background-size:92px 92px;mask-image:linear-gradient(90deg,transparent,black)}
.sn-hero-layout{position:relative;z-index:1;display:grid;grid-template-columns:1.04fr .96fr;gap:40px;align-items:center}
.sn-hero h1,.sn-section h2{font-family:'Newsreader',Georgia,serif;font-weight:500;line-height:1.06;letter-spacing:-.035em}
.sn-hero h1{font-size:clamp(2.9rem,5vw,5.45rem);color:#fff;margin:20px 0 22px}.sn-hero h1 em{color:#e3c17c;font-weight:500;font-style:normal}
.sn-hero p{font-size:1.08rem;color:#d2e0ea;line-height:1.72;max-width:680px}.sn-hero-visual{max-width:100%;width:100%;height:auto;display:block;box-shadow:0 28px 60px #0007;border-radius:16px;border:1px solid #ffffff2d}
.sn-eyebrow{font-size:.77rem;letter-spacing:.18em;font-weight:700;text-transform:uppercase;color:#dfbc79}.sn-eyebrow.dark{color:#946b2d}.sn-section{padding:80px 0}.sn-section-alt{background:#eaf0f4}
.sn-section h2{font-size:clamp(2.3rem,4.4vw,4rem);margin:12px 0 19px;color:#132d42}
.sn-section h3{font:500 1.7rem 'Newsreader',Georgia,serif;margin:8px 0 15px;color:#19384e}
.sn-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:30px}.sn-heading p,.sn-muted{font-size:.99rem;color:#587083;line-height:1.65;max-width:800px}
.sn-counter{padding:11px 18px;border:1px solid #bbcad7;border-radius:100px;white-space:nowrap;font-size:.85rem;font-weight:700;color:#33536a}
.sn-ctas{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin:25px 0 12px}
.sn-btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;appearance:none;cursor:pointer;font:600 .92rem 'IBM Plex Sans',Arial,sans-serif;padding:13px 19px;border-radius:8px;min-height:48px;border:1px solid #caa75d;background:#caa75d;color:#102539!important;text-decoration:none!important;box-shadow:none;transition:filter .14s}
.sn-btn:hover{filter:brightness(1.11)}.sn-btn-clear{background:transparent!important;border-color:#aac0d2;color:#f1f5fb!important}.sn-btn-outline{background:transparent!important;border-color:#9cafc1;color:#204e71!important}.sn-caption{font-size:.8rem!important;line-height:1.55!important;color:#8095a7!important;margin-top:10px}.sn-body .sn-section .sn-caption{color:#607387!important}.sn-body .sn-caption a{color:inherit;text-decoration:underline}
.sn-events{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin:20px 0 32px}
.sn-event{border:1px solid #d4e0ea;display:flex;min-height:125px;align-items:flex-start;flex-direction:column;justify-content:space-between;text-align:left;background:#fff;color:#163a53;border-radius:12px;padding:15px;cursor:pointer;font:600 .91rem 'IBM Plex Sans',Arial,sans-serif;box-shadow:0 5px 18px #071a3009;transition:transform .18s,border .18s}
.sn-event-idx{font-size:.7rem;letter-spacing:.14em;color:#a67e38}.sn-event span:last-child{align-self:flex-end;color:#7e97aa}
.sn-event[aria-pressed=true]{background:#14324e;color:#fff;border-color:#14324e}.sn-event[aria-pressed=true] .sn-event-idx{color:#f4d493}.sn-event:hover{transform:translateY(-2px)}
.sn-app-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:19px}.sn-app-form{border:1px solid #d6e1e9;background:white;border-radius:15px;padding:30px;box-shadow:0 15px 40px #0a25400a}
.sn-app-aside{border-radius:15px;padding:23px;background:#142e47;color:#dbe8f0}.sn-app-aside h3{color:#f0f4fa;font-size:1.75rem;margin-top:16px}.sn-app-aside p{font-size:.94rem;line-height:1.6;color:#bdd0df}.sn-app-aside a{color:#f4cb7e;text-decoration:underline}
.sn-aside-visual img{width:100%;border-radius:10px}.sn-fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.sn-fields label,.sn-form label{font-size:.84rem;font-weight:700;color:#2c485e;display:block;line-height:1.35}
.sn-fields select,.sn-form select,.sn-form input:not([type=checkbox]){display:block;width:100%;margin-top:9px;padding:12px 13px;border:1px solid #b8cbd7;border-radius:7px;background:#fff;color:#1a364e;font:400 .97rem 'IBM Plex Sans',Arial,sans-serif;min-height:48px}
.sn-fields select:focus,.sn-form select:focus,.sn-form input:focus{outline:3px solid #a1dbe3;outline-offset:1px}
.sn-tip{padding:15px 18px;margin:18px 0;background:#f0f5f8;border-left:3px solid #b58b42;color:#455f72;font-size:.85rem;line-height:1.6}
.sn-preview{margin-top:23px;padding:23px;background:#f7f9fb;border:1px solid #e1e8ee;border-radius:9px}
.sn-preview h3{font-size:1.5rem}.sn-small{font-size:.82rem;color:#657b8a}
.sn-minihead{font-weight:700;font-size:.8rem;margin-top:20px;color:#284b61;text-transform:uppercase;letter-spacing:.12em}
.sn-checklist{list-style:none;padding:0;margin:15px 0;display:grid;gap:9px}.sn-checklist li{padding:10px 11px;border:1px solid #dae4ea;border-radius:6px;background:#fff;font-size:.91rem;color:#25445a;line-height:1.5}.sn-checklist:not(.sn-checklist-boxes) li:before{content:'✓';margin-right:12px;color:#24806d;font-weight:700}.sn-checklist-boxes input{accent-color:#285574;width:18px;height:18px;vertical-align:middle;margin-right:7px}
.sn-resource-links{display:flex;flex-wrap:wrap;gap:8px}.sn-resource-links a,.sn-textlink{display:inline-block;border:1px solid #aec5d8;border-radius:6px;color:#1d5c82;padding:8px 12px;text-decoration:none!important;font-weight:600;font-size:.85rem;background:white}
.sn-triad{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:24px}.sn-triad>*{display:block;background:white;border:1px solid #d4e0e9;padding:25px;border-radius:10px;color:#173950;text-decoration:none!important;box-shadow:0 7px 25px #06192a08}.sn-triad b{font-size:.8rem;color:#a47c36;letter-spacing:.09em;text-transform:uppercase}.sn-triad h3{font-size:1.75rem}.sn-triad p{color:#577184;line-height:1.6;font-size:.94rem}
.sn-kits{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:24px}.sn-kit{display:flex;flex-direction:column;gap:13px;border:1px solid #d6e1e9;padding:19px;border-radius:10px;background:#fff;color:#1c394f;text-align:left;cursor:pointer;min-height:228px;font:inherit}.sn-kit strong{font-size:1.15rem}.sn-kit span:nth-of-type(2){font-size:.85rem;line-height:1.55;color:#63798a}.sn-kit>b{font-size:.83rem;color:#1c608a;margin-top:auto}.sn-kit[aria-pressed=true]{border-color:#c9a45d;background:#fffaf0;box-shadow:0 0 0 2px #d9b36a49}
.sn-kit-result{max-width:930px;margin:24px auto 0;padding:30px;background:#fff;border-radius:13px;border:1px solid #d4e0e9}.sn-kit-result h3{margin-top:0}
.sn-diagnostic-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:22px}.sn-form{display:flex;flex-direction:column;gap:17px;margin-top:20px}.sn-report{background:#f3f7fa}.sn-brief-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;align-items:start}.sn-brief-layout .sn-app-form{max-width:610px}.sn-checkline{padding:22px 0;border-bottom:1px solid #d7e2e8;font-size:1.14rem}.sn-checkline b{color:#a77f3f;margin-right:14px}.sn-consent{display:flex!important;align-items:start;gap:10px;font-weight:500!important;font-size:.81rem!important;line-height:1.5!important}.sn-consent input{margin-top:4px;accent-color:#194a6b}
.sn-magazine{position:relative;min-height:400px;display:flex;flex-direction:column;justify-content:space-between;padding:40px;border-radius:16px;background:radial-gradient(circle at 100% 0%,#285973,#112e46 55%,#091b2c 100%);border:1px solid #385c74;box-shadow:0 30px 70px #0007;overflow:hidden}
.sn-magazine:after{content:'SFI';font:700 260px 'Newsreader',Georgia,serif;position:absolute;bottom:-98px;right:-30px;color:#ffffff06;pointer-events:none}
.sn-magazine>span{font-weight:700;font-size:.8rem;letter-spacing:.25em;color:#e3c48a}.sn-magazine h2{font:500 clamp(2rem,3.5vw,3.5rem) 'Newsreader',Georgia,serif;color:#fff;line-height:1.1;letter-spacing:-.02em}
.sn-cover-stats{font-size:1.12rem;line-height:1.8;color:#bdd0df}.sn-cover-stats b{color:#efd391;font-size:1.4rem}.sn-cover-mark{font-size:.68rem;letter-spacing:.18em;color:#b7c8d5}
.sn-home-bridge{background:#081e32;padding:75px 0;color:#eaf2f7}.sn-home-bridge .sn-eyebrow{color:#e5c88f}.sn-home-bridge h2{color:white;font:500 clamp(2.5rem,4.3vw,4.3rem) 'Newsreader',Georgia,serif;line-height:1.07;max-width:840px;margin:15px 0 18px}.sn-home-bridge h2 em{color:#e5c88f;font-style:normal}.sn-home-bridge p{color:#bcd0df;font-size:1rem;line-height:1.75;max-width:830px}
.sn-home-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:14px;margin-top:30px}.sn-home-grid>*{border:1px solid #496982;background:#122f49;border-radius:12px;padding:20px;min-height:236px;display:flex;flex-direction:column;text-decoration:none!important;color:#fff}
.sn-home-grid img{width:100%;height:145px;object-fit:cover;border-radius:6px;margin-bottom:15px}.sn-home-grid b{color:#d9b879;font-size:.76rem;letter-spacing:.12em}.sn-home-grid h3{font:500 1.7rem 'Newsreader',Georgia,serif;color:#fff;margin:9px 0}.sn-home-grid p{font-size:.83rem;line-height:1.48;margin:0;color:#bed1df}.sn-home-grid a{color:inherit}.sn-home-grid span{margin-top:auto;font-size:.84rem;font-weight:700;color:#e8c98b;padding-top:12px}
.sn-spotstrip{display:flex;gap:12px;flex-wrap:wrap;margin-top:23px}.sn-spotstrip a{border:1px solid #587c95;border-radius:30px;color:#c9dbe7;text-decoration:none;padding:9px 14px;font-size:.82rem}
@media(max-width:1080px){.sn-events{grid-template-columns:repeat(3,1fr)}.sn-kits{grid-template-columns:repeat(2,1fr)}.sn-home-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:820px){.sn-hero-layout,.sn-app-grid,.sn-diagnostic-layout,.sn-brief-layout{grid-template-columns:1fr}.sn-hero{padding:58px 0}.sn-hero-visual{max-height:370px}.sn-triad{grid-template-columns:1fr}.sn-hero h1{font-size:clamp(2.7rem,10vw,4.4rem)}}
@media(max-width:580px){.sn-section{padding:46px 0}.sn-events,.sn-kits,.sn-home-grid,.sn-fields{grid-template-columns:1fr 1fr}.sn-event{min-height:130px}.sn-app-form,.sn-kit-result{padding:17px}.sn-home-grid>*:first-child{grid-column:span 2}.sn-heading{display:block}.sn-section h2{font-size:2.35rem}.sn-brief-layout .sn-form{width:100%}}
@media(max-width:390px){.sn-events,.sn-kits,.sn-home-grid,.sn-fields{grid-template-columns:1fr}.sn-home-grid>*:first-child{grid-column:auto}}
@media print{.sn-body header,.sn-body footer,.sn-body .mbar,.sn-events,.sn-kits,.sn-home-bridge,.sn-ctas,.sn-hero-visual,.sn-app-aside,.sn-app-form:not(.sn-report) form,.sn-btn{display:none!important}.sn-section,.sn-hero{background:white!important;color:#111!important;padding:15px 0}.sn-hero h1,.sn-hero p,.sn-section h2{color:#111!important}.sn-app-grid,.sn-diagnostic-layout{display:block}.sn-app-form,.sn-preview,.sn-kit-result{box-shadow:none;border:1px solid #999}.sn-checklist li{break-inside:avoid}.sn-body{color:black;background:white}}
@media(prefers-reduced-motion:reduce){.sn-event,.sn-btn{transition:none}.sn-event:hover{transform:none}}

.sn-library-filter{display:flex;flex-wrap:wrap;align-items:end;gap:15px;padding:18px;background:#fff;border:1px solid #d8e3ec;border-radius:11px;margin:24px 0}.sn-library-filter label{font-size:.82rem;font-weight:700;flex:1;min-width:215px}.sn-library-filter input,.sn-library-filter select{display:block;width:100%;margin-top:8px;padding:12px;border:1px solid #b9cbd7;border-radius:6px;background:#fff;font:inherit}.sn-library-filter output{font-size:.8rem;color:#3d667e;white-space:nowrap;margin-bottom:13px}.sn-decision-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.sn-decision{padding:22px;border-radius:11px;background:#fff;border:1px solid #d6e2e9;display:flex;flex-direction:column}.sn-decision>span{font-size:.7rem;letter-spacing:.13em;color:#996e2d;text-transform:uppercase;font-weight:700}.sn-decision h3{font-size:1.55rem}.sn-decision p{font-size:.87rem;color:#526b7c;line-height:1.6}.sn-decision p strong{color:#1e4059}.sn-decision>a{display:inline-block;margin-top:auto;padding-top:15px;color:#1a638c;font-weight:700;font-size:.85rem;text-decoration:underline}.sn-decision[hidden]{display:none!important}@media(max-width:940px){.sn-decision-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:580px){.sn-decision-grid{grid-template-columns:1fr}}
